The Nation's #1 Non-Performing Note Network

Member of Nationwide Buyers Group | Over $550MM UPB Purchased

  • Best Payout

  • Fast Process

  • Easy Transfer

HOW IT WORKS

Faster & easier than you might think

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1. Get your asset(s) analyzed

Fill out the form

Whether it's a portfolio or individual loan, we'll give you our recommendations & pricing.

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2. Move forward with a deal

As soon as today

There’s no obligation or pressure, and if we can’t give you the best price, our network of buyers will.

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3. We handle everything

Within 60 days

At no cost to you, we complete our analysis, finalize the deal & process the transfer after funding.

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4. The deal is funded

Day of closing

You receive a lump sum payment, we handle the transfer, including document prep & servicing hand-off.

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5. Seamless for your borrower

After closing

Whether your loans are performing or non-performing, the transition is seamless.

What clients say about us

"We've been selling loans to Sleep Again Capital since early 2023. Their team has been excellent, always following through with a timely closing & professional process. Would highly recommend!"

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Robert Hytha

CEO, FIXnotes

"We have worked with John via Sleep Again Capital, LLC in the Notes space since 2019 as a buyer and investor in notes. SAC follows through on transactions and strives to help improve the goals of borrowers and investors."

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Martin Saenz

Asset Manager, Bequest Funds

"We have worked with John via Sleep Again Capital, LLC in the Notes space since 2020 as a buyer and investor in notes. We have sold a portfolio of notes to SAC. It was a seamless transaction with no follow on complaints to us from SAC or homeowners."

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Jane Wabs

Managing Partner, Paper Profits

"I had the pleasure of experiencing John in action on several occasions with an intellectual and emotional intelligence that allowed parties at odds to reach a compromise."

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Franklin Rios

Advisor & Asset Manager, Goldman Sachs

Why Sell?

  • Avoid loss mitigation headaches

  • Clean up your balance sheet

  • Free up cash for investments

  • Move your borrower to resolution

  • Allocate resources more effectively

  • Work with the industry's top network

About Us

Sleep Again Capital, LLC ("SAC") is based in Colorado and focuses on the secondary mortgage market. We buy for cash non-performing and performing mortgages. For performing mortgages we place them with trusted investors and for non-performing loans we work directly with borrowers to get them back on track. We place those re-performing loans with trusted investors. We focus primarily on affordable housing with the goal of helping average Americans stay in their homes with as few foreclosures and short sales as possible.